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ATMs At Home and When You Travel

Using ATMs across the world is only one advantage of your ATM or Check Card.

Access to Your Cash...It's as Easy as 1 - 2 - 3!

1. Frandsen Bank & Trust ATM Network - Close to home, we offer the ATM locations shown below.
   
2. In Balance® ATM Alliance - Use any In Balance® ATM to avoid paying surcharges.  Search for In Balance® Alliance ATMs.
   
3. Surcharge Rebate Program - Bring your ATM receipt into the bank and receive a credit to your account for the amount of the surcharge.  A $15 per month credit limit applies.

Frandsen Bank & Trust offers these ATM locations:

ATM Safety Tips

We have provided for your information a list of safety precautions regarding the use of automated teller machines. Please read the following safety tips:

• Prepare for the transaction, filling out any deposit tickets, before you go to the ATM.
• Do not lend anyone your ATM card and give no one your PIN.
• Do not leave your card at the ATM.
• Do not accept assistance from anyone when using your ATM card.
• Be aware of your surroundings, particularly at night.
• Consider having someone accompany you when the ATM is used after dark.
• At night, be sure that the area around the machine is well lit.
• It is appropriate to politely ask someone who is uncomfortably close to you to step back before you complete your transaction.
• Refrain from displaying your cash. Pocket it as soon as your transaction is completed. Count the cash later in the safety of your car or home.
• Consider using another ATM or coming back later if you notice anything suspicious. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction, pocket your ATM card and leave.
• Go to the nearest public area where people are located if you are followed after making a transaction.
• Report all crimes to law enforcement officials immediately.
• If you lose your ATM card or it is stolen, notify us promptly.