Personal Checking
	Ultimate Checking	Interest Checking	Free Checking	Eagle Club Ultimate Checking	Eagle Club Basic Checking	Security Checking	Health Savings Account (HSA)
Minimum Balance to Open	$50	$50	$50	$100	$100	None	$100
Minimum Ledger Balance	$1,500 or $10,000 in Certificates	$500	None	$1,500 or $5,000 minimum combined deposit and loan balances	None	None	$2500
Monthly Service Charge if below Minimum	$6.00 per month plus $.25 per debit	$6.00 per month plus $.25 per debit	None	$10.00	None	None	$2.00 per month, first year waived
Interest Earned*	Yes	Yes	No	Yes	No	No	Yes
Visa Check/Cash Card**	Free	Free	Free	Free	Free	Free	Free
Free Printed Checks	Yes	First 50 Checks Free	First 50 Checks Free	Yes	$5.00 discount on orders	Yes	First 50 Checks Free
TeleBanking	Free	Free	Free	Free	Free	Free	Free
Online Banking	Free	Free	Free	Free	Free	Free	Free
Special Requirements	None	None	None	Age 50 or better	Age 50 or better	None	High Deductible Health Plan
Bill Pay	Free	Free	Free	Free	Free	Free	Free

*Interest rates currently offered on all deposit accounts are determined at the bank's discretion and may change without notice.    Interest earned on daily collected balance. Refer to current rate sheet. **Subject to Approval and some ATM networks may impose a surcharge. This surcharge will be assessed to your account.